How To Do Your Own Spending Freeze
When I hear of a spending freeze, it makes me think that everything has to be locked up tight! Because we’ve heard of freezes before: Hiring Freeze, Account Freeze, Credit Freeze, and etc. There’s usually this negative association we’ve learned over the years that...
The Difference Between Being Frugal And Cheap
There really is difference between a cheap and frugal person, although there is some (actually, there is a lot) of confusion on being able to identify which camp you or someone you know falls into. When someone calls me “cheap,” I get defensive because at the root of...
How To Make Your Paycheck Stretch
When I think of stretching my paycheck, it basically means I’ve got to find a way of doing more with less. And getting the most out of each paycheck (because simply finding a higher paying job isn’t as easy as it sounds) forces us to get creative with how we allocate...