How do you budget your money the 50/20/30 rule?
What Is the 50/20/30 Rule? In Senator Elizabeth Warren’s book: “All Your Worth: The Ultimate Lifetime Money Plan” – she broke down a budget into 3 main areas, or categories, and taught that this basic budgeting concept would do well for all Americans. In...
Why I never used the envelope budget system
I was first introduced to the envelope budget system after listen to Dave Ramsey’s book and many of his podcasts on financial freedom and debt-free screams. Don’t get me wrong here, I think the envelope budget system makes a lot of sense, but it...
The Easiest Way to Track Your Spending
In this modern world we live in, there are countless solutions available to budget and track spending. Seriously, it’s amazing what is available out there for us to take control of our finances, however, there is one major drawback with 90% what I’ve looked...