The Difference Between Being Frugal And Cheap

The Difference Between Being Frugal And Cheap

There really is difference between a cheap and frugal person, although there is some (actually, there is a lot) of confusion on being able to identify which camp you or someone you know falls into. When someone calls me “cheap,” I get defensive because at the root of...
Why I Use Vanguard For Personal Investing

Why I Use Vanguard For Personal Investing

My first two jobs out of college didn’t provide any type of retirement package or benefit. Which means, I never took it upon myself to setup a retirement account to start saving for the distant future. My young and naive self just never dialed into the urgency of...
Why You Should Save Monthly For Annual Bills

Why You Should Save Monthly For Annual Bills

I don’t think I’m too far off in saying that person’s typical M.O. (mode of operating) when it comes to adulting and paying for bills to take them as they as come. Which means that there are going to be some pretty expensive months when a few of our annual bills come...
Spend Money Your Own Way

Spend Money Your Own Way

Each and every one of us are unique, right? That’s something we’ve heard since we were in elementary school and at different times in our ives we we are taught to embrace that uniqueness. To live our best lives.  So why is it then that we are all too often a...

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