The Blog
Top 40 Side Hustle Ideas You Can Start Now
A side-hustle is just that… a hustle. There’s a lot of work to be done and not a whole lot of time to get it done. Most of your free time will be devoted to this effort if there is any hope of it being remotely successful in generating some extra income for you. The...
What’s A Realistic Budget to Set?
Believe it or not, this is such a common question I hear when it comes to setting a budget. Regardless of which budgeting method you choose, you still need to figure out what is realistic for these different areas of life so you can set priorities for the bigger goals...
Buying A New Car? Here’s Everything You Should Consider
Shopping for a new car is down right exhausting! But once you take the keys to your new car, you suddenly forget all the hassle that went into it. To make sure we aren’t getting caught up in the moment of buying a new car (even if it’s used), let’s take a moment to...
The Difference Between Being Frugal And Cheap
There really is difference between a cheap and frugal person, although there is some (actually, there is a lot) of confusion on being able to identify which camp you or someone you know falls into. When someone calls me “cheap,” I get defensive because at the root of...
How To Make Your Paycheck Stretch
When I think of stretching my paycheck, it basically means I’ve got to find a way of doing more with less. And getting the most out of each paycheck (because simply finding a higher paying job isn’t as easy as it sounds) forces us to get creative with how we allocate...
Learn How To Create A Simple Budget And Stick To It
When it comes to creating a simple budget (or any type of budget for that matter), I feel half the battle is in just getting started. If the concept of budgeting were easy, why... everyone would be doing it! In fact, I’m pretty sure the money savvy Millennials out...
Learn How To Stop Fighting About Money
What couples fight about most? You won’t have to look very far to discover that everyone is fighting about money. The subject of money is often the second most common tension causing element in any relationship - right behind sex. Divulging any information at...
How to Afford Just About Anything While On A Budget
Being able to afford just about anything while on a budget seems like a dream, in the impossible sort of way. Budgets are often avoided because no one likes to feel like they are limited or confined. They want their money to feel free like it belongs to a nudist...
How do you budget your money the 50/20/30 rule?
What Is the 50/20/30 Rule? In Senator Elizabeth Warren's book: “All Your Worth: The Ultimate Lifetime Money Plan” - she broke down a budget into 3 main areas, or categories, and taught that this basic budgeting concept would do well for all Americans. In other words...
Why I never used the envelope budget system
I was first introduced to the envelope budget system after listen to Dave Ramsey's book and many of his podcasts on financial freedom and debt-free screams. Don't get me wrong here, I think the envelope budget system makes a lot of sense, but it didn't make sense for...
10 Tips to Having A Life While Paying Off Debt
When you start focusing all of your attention and energy towards paying off your debt, you might find yourself sacrificing more than you realize. This realization didn’t come to me until I was sitting up to the breakfast bar in my grandmother’s kitchen when I...
Why I Use Vanguard For Personal Investing
My first two jobs out of college didn’t provide any type of retirement package or benefit. Which means, I never took it upon myself to setup a retirement account to start saving for the distant future. My young and naive self just never dialed into the urgency of...
The Best Savings Account I Own
We all need savings accounts. We all need a long term place to store our money for some future moment when need it. However, not all savings accounts are created equal and it’s no secret that typical savings accounts have little to no interest you can earn. It’s...
The Easiest Way to Track Your Spending
In this modern world we live in, there are countless solutions available to budget and track spending. Seriously, it’s amazing what is available out there for us to take control of our finances, however, there is one major drawback with 90% what I’ve looked...
Why You Should Save Monthly For Annual Bills
I don’t think I’m too far off in saying that person’s typical M.O. (mode of operating) when it comes to adulting and paying for bills to take them as they as come. Which means that there are going to be some pretty expensive months when a few of our annual bills come...
Change Your Mindset And You Can Change Your Life
https://youtu.be/YkH0CMrOfJw I'm going to be honest - being told to change your mindset is one of those things that are easier said, than done. “Change your mindset,” they said. “Get out of debt,” they said. In fact, it's infuriating how easy and simple it sounds....
What Does It Feel Like To Pay Off Student Loans
https://youtu.be/hwjuDOpAGUI Let me tell you, it was one of the most surreal moments of my life where my brain was trying to convince my heart that they are all paid off. Because I could see that they were, I had a zero balance after all, but I think my heart wanted a...
Spend Money Your Own Way
https://youtu.be/Ml9HRj3RJm8 Each and every one of us are unique, right? That’s something we’ve heard since we were in elementary school and at different times in our ives we we are taught to embrace that uniqueness. To live our best lives. So why is it then...
The Number One Reason People Struggle Creating A Budget
https://youtu.be/-AOZpbCIp8k On occasion, I’ve had the chance to share the story of my journey paying off my student loans. The reactions are often the same and they all want to learn and better understand how they can do the same thing for themselves. I agree to help...
Nothing Is Ever “Quick” When It Comes To Money
https://youtu.be/ZrLCva0z53g From my own frustrating experience, I must tell you how I learned the painful truth that nothing is ever “quick” or “over night” when it comes to money. I spent an awful lot of time trying to figure out how long it would take me to pay off...
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