The Blog

Curated opinions about money, budgeting, and the art of spending money responsibly.

Learn How To Stop Fighting About Money

What couples fight about most?  You won’t have to look very far to discover that everyone is fighting about money. The subject of money is often the second most common tension causing element in any relationship - right behind sex. Divulging any information at...

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How do you budget your money the 50/20/30 rule?

What Is the 50/20/30 Rule? In Senator Elizabeth Warren's book: “All Your Worth: The Ultimate Lifetime Money Plan” - she broke down a budget into 3 main areas, or categories, and taught that this basic budgeting concept would do well for all Americans. In other words...

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Why I never used the envelope budget system

I was first introduced to the envelope budget system after listen to Dave Ramsey's book and many of his podcasts on financial freedom and debt-free screams. Don't get me wrong here, I think the envelope budget system makes a lot of sense, but it didn't make sense for...

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10 Tips to Having A Life While Paying Off Debt

When you start focusing all of your attention and energy towards paying off your debt, you might find yourself sacrificing more than you realize. This realization didn’t come to me until I was sitting up to the breakfast bar in my grandmother’s kitchen  when I...

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Why I Use Vanguard For Personal Investing

My first two jobs out of college didn’t provide any type of retirement package or benefit. Which means, I never took it upon myself to setup a retirement account to start saving for the distant future. My young and naive self just never dialed into the urgency of...

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Which Credit Cards I Use And Why

I feel as if there are a ridiculous amount of different credit card options out there, and I’m not even referring to the different tiers of credit cards you sign up for. There are websites dedicated to pointing out which ones are the best, and which ones have the best...

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Why I Still Would Have Taken Out Student Loans

Going through the process of paying off my student loans was probably one of the most challenging things I’ve done mentally. I felt like I was climbing a mountain that I was never going to reach the top because the peak kept moving further and further away.  On...

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The Easiest Way to Track Your Spending

In this modern world we live in, there are countless solutions available to budget and track spending. Seriously, it’s amazing what is available out there for us to take control of our finances, however, there is one major drawback with 90% what I’ve looked...

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Why You Should Save Monthly For Annual Bills

I don’t think I’m too far off in saying that person’s typical M.O. (mode of operating) when it comes to adulting and paying for bills to take them as they as come. Which means that there are going to be some pretty expensive months when a few of our annual bills come...

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Change Your Mindset And You Can Change Your Life

https://youtu.be/YkH0CMrOfJw I'm going to be honest - being told to change your mindset is one of those things that are easier said, than done. “Change your mindset,” they said. “Get out of debt,” they said. In fact, it's infuriating how easy and simple it sounds....

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Spend Money Your Own Way

https://youtu.be/Ml9HRj3RJm8 Each and every one of us are unique, right? That’s something we’ve heard since we were in elementary school and at different times in our ives we we are taught to embrace that uniqueness. To live our best lives.  So why is it then...

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Paying Off My Student Loans Was A Miracle

https://youtu.be/VdOQMfgnS50 Every time I look back on the time that was spent paying off my student loans, I’m always in complete awe of how things came together in the ways that did. Especially when I think about how, in the beginning, I calculated out a 5 year plan...

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Why I Paid Tithing To My Church

https://youtu.be/Ys-ZXWzDOx8 What is tithing? Tithing is a biblical law that dates as far back as the days of the Savior, Jesus Christ, when walked upon this earth. It has long since been taught that paying a tithe into the church of God that you would be blessed for...

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